OWNY.CH · Property knowledge
Practical Swiss property guides covering buying, selling, mortgages, investment, taxes and renovation. Understand the questions behind sound decisions.
12 articles · Newest first
Buying an apartment building in Switzerland involves more than comparing a price with annual rent. You also take on maintenance decisions, financial uncertainty and day-to-day responsibilities. This practical…
Read articleA mortgage after retirement in Switzerland deserves attention before employment income ends. Homeowners need two clear views of the future: the lender’s affordability assessment and a personal budget…
Read articleAn attractive apartment and a well-kept entrance tell you little about how the next roof or facade renovation will be paid for. A Swiss condominium renovation fund needs…
Read articleAnyone who wants to sell a property in Zurich needs more than an advertisement: a reliable valuation, a clear process and a real estate agent who understands microlocation,…
Read articleHow banks assess equity, lending and sustainability – and why purchase price, restructuring needs and retirement are part of financing planning.
Read articleGross and net returns are not enough alone. Investors examine purchase price, cash flow, financing, vacancy, restructuring and value potential.
Read articleAn inherited property requires joint decisions. In this way, communities of heirs structure valuation, use, mortgage, taxes, takeover or sale.
Read articlePension fund money for home: Differences between advance payment and pledging as well as consequences for equity, provision, taxes and affordability.
Read articleThe reference interest rate in 2026 is 1.25 percent. Thus, changes affect rental rates, yield, maintenance and decisions of landlords and tenants.
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